### Consumer Math

Consumer Math is an introduction to the many ways in which math can be used in everyday life. The course gives practical advice on how to handle situations that involve money and math principles. Consumer Math focuses on the basic skills and methods of arithmetic and provides students the opportunity to develop experience with algebraic techniques of evaluating variables and equations, including geometric formulas and interest equations. Students will also be introduced to topics in statistics.

• Basic Math Review: Student will apply the rules of adding, subtracting, multiplying, and dividing to signed numbers, fractions with like and unlike denominators, mixed numbers and improper fractions, as well as convert between fractions, decimals and percent’s.
• Personal Finance: Student will recognize various forms of compensation for employment, identify other methods to earn money, and calculate tips, pay, income needs, and deductions from a paycheck.
• Statistics: Student will calculate central tendencies, variances, standard deviations, and distribution curves for a set or sets of data, determine probabilities, and analyze balance sheets.
• Taxes and Insurance: Student will differentiate between the kinds of insurance, how to calculate costs, deductibles, and out of pocket costs, as well as understanding the different types of taxes and tax rates.
• Banking Services and Investments: Student will become familiar with the different services of a bank, know about estates, wills and trusts, and calculate different types of interest.
• Banking and Credit Costs: Student will understand credit, how it affects your financial life, how to calculate different types of interest, and determining your account balance in several ways.
• Purchase and Sale of Goods: Student will calculate prices, discounts and rebates on items, understand insurance premiums, deductibles, and discounts, and determine the cost of renting, leasing, or purchasing a vehicle or home, and other expenses those entail.
• Leisure, Travel, and Retirement: Student will consider the expenses involved in traveling, different recreations and hobbies, and necessary funds for retirement.
• Jobs Related Services: Student will use ratio and proportions to solve problems involving electricity, pulley problems, and fulcrum problems, calculate expenses involved in certain jobs, and use area formulas and trigonometric functions to solve real world problems.

State: National
Grade Level: 9, 10, 11, 12
Category: Math
Course Length: Year